About Us
Why Us?
A Proven Approach
A Proven Approach
Our multiple award winning team and professional network are comprised of the most qualified and credentialed people available with different kinds of finance experience. But we all have this in common--a commitment to ethics and integrity. You can count on unbiased recommendations, vast experience honed by successful proven accomplishments and impartial guidance.
A Proven Approach
A Proven Approach
A Proven Approach
Our patented Professional Relationship Model starts by clarifying your goals and explaining the different ways we can achieve them. Then we analyze your current investment portfolio, insurance plans, tax and estate plan. Only if there is anything we can offer to improve it, do we recommend a superior integrated financial and tax strategy
Our patented Professional Relationship Model starts by clarifying your goals and explaining the different ways we can achieve them. Then we analyze your current investment portfolio, insurance plans, tax and estate plan. Only if there is anything we can offer to improve it, do we recommend a superior integrated financial and tax strategy better designed to meet your risk tolerance and future planned goals.
Planning Futures
A Proven Approach
Planning Futures
"Since 1989, I've been struck with a fascination in the algorithms that go into successful investment return; especially in how one factor relates to human nature. portfolio building and general wealth creation.
"It's a passion. But it can only be a passion because I and my team do it right. There is no joy in continuously losing; no pas
"Since 1989, I've been struck with a fascination in the algorithms that go into successful investment return; especially in how one factor relates to human nature. portfolio building and general wealth creation.
"It's a passion. But it can only be a passion because I and my team do it right. There is no joy in continuously losing; no passion in failing. I have found a natural high successfully and consistently making deserving people wealth. Profiting together, with our team with a proven trusted public track record, means we have built trust and performance. No bias - just the best ideas in an enormously money saving and personally created solution tailored to your needs and perspectives. Learn from me how to profit wisely, safely and consistently while having an unfettered access to learn about the global investment and tax advantaged product toolbox, accessing award winning managers and investment returns for your portfolio, all while managing your risk comfort zone and more. Contact me personally to arrange an interview.
" Our mission is to listen to you to devise your tailored integrated financial and estate program and to monitor it to achieve continuously superior results. That is the definition of our Professional Relationship Model (P.R.M.). With unbiased access to the full and complete range of brokered financial products available combined with our working experience, we have a lot of very satisfied clients." - Richard Knowles
Richard Knowles, B.Sc., Snr. Associate
Richard Knowles, B.Sc., Snr. Associate
Richard Knowles, B.Sc., Snr. Associate
Financial Planner certified by The Financial Advisors Association of Canada and Advocis
Multi-decade award winning financial advisor and portfolio manager
Qualified specialist in Canadian and global finance, wealth and risk management.
Corporate, Personal and Executive Insurance Specialist and Risk Underwriter, Level III
Multi-decade exem
Financial Planner certified by The Financial Advisors Association of Canada and Advocis
Multi-decade award winning financial advisor and portfolio manager
Qualified specialist in Canadian and global finance, wealth and risk management.
Corporate, Personal and Executive Insurance Specialist and Risk Underwriter, Level III
Multi-decade exempt market products specialist (tax shelters, flow through shares, limited partnerships, etc.)
Former Bank Loan and Mortgage Representative
Corporate group and employee benefits plan broker managing and designing large, medium and small business employee benefit plans
Nationally recognized expert by national and syndicated news networks and investment and insurance professional magazines and journals.
Former University Research Associate University of British Columbia and University of Guelph
Associates to the Firm
Richard Knowles, B.Sc., Snr. Associate
Richard Knowles, B.Sc., Snr. Associate
We utilize an unbiased professional financial team of advisors within a network of financial, insurance, tax and estate planning organizations and industry experts using our patented Professional Relationship Model (P.R.M.).
Ongoing research and thorough multi-decade experience guarantees our clients receive our award winning unbiased adv
We utilize an unbiased professional financial team of advisors within a network of financial, insurance, tax and estate planning organizations and industry experts using our patented Professional Relationship Model (P.R.M.).
Ongoing research and thorough multi-decade experience guarantees our clients receive our award winning unbiased advice and personal care to intelligently access the full spectrum of award winning global portfolio fund managers, chartered bank, trust company, credit union and insurer's financial products.
We coordinate tax and estate planning to ensure a fully integrated cohesive financial plan to meet the highest accolades of the most discerning of clientele whether for personal, family, partner, corporate and/or executive needs.
Our proven professional reputation and integrity over 37 years has continually maintained the highest industry standards and earned respect to be able to offer our clients unique independent access and status with Canadian and globally respected financial institutions.
A full exhaustive list of financial institutions, tax and trust services is available upon request or in a meeting with one of our qualified advisors.
Client Programs
Richard Knowles, B.Sc., Snr. Associate
Client Programs
Wealth and portfolio management utilizing Nobel Prize Winning and award winning portfolio management strategies.
Risk Management using the most advanced and cost effective personal and corporate insurance programs
Retirement planning (RRSPs, RRIFs,) TFSAs, FHSA (new!), RDSPs). How to use and set up and administer Individual Pension Plans
Wealth and portfolio management utilizing Nobel Prize Winning and award winning portfolio management strategies.
Risk Management using the most advanced and cost effective personal and corporate insurance programs
Retirement planning (RRSPs, RRIFs,) TFSAs, FHSA (new!), RDSPs). How to use and set up and administer Individual Pension Plans (I.P.P.) and more!
Investment wrap accounts, mutual and principle protected segregated funds, Exchange Traded Funds (ETFs), mortgage investments (MICs) and REITS (public and private), Exempt Product Market investments and Principle Protected Notes!
Tax shelter investments, limited partnerships, stocks, bonds, fixed income investments and more are available under referral to our team's chosen assigned brokers.
High Net Worth and executive compensation plans and risk management
-Investment lending programs, services and mortgages
Group employee and individual life, disability, critical illness, long term care, extended health and dental insurance quotes, design and placement and employer sponsored pension plans
Additional Information and Disclaimers
Mutual funds and/or Exchange Traded Funds (ETFs) and/or approved exempt market products are offered through various Canadian registered and regulated investment dealers and through regulatory approved referral arrangements with other registered financial organizations. Mutual funds, ETFs and exempt market products are sold exclusively by Canadian licensed Representatives who are licensed by provincial regulators and registered through MFDA/CIRO approved dealers and referral arrangements with registered financial organizations.
Commissions, trailing commissions, management fees and other expenses may be associated with mutual fund/ETFs/exempt market products, wrap fee accounts, segregated funds and insurance products. Please read the Fund Facts, offering memorandum or prospectus carefully before investing.
Mutual fund, ETF and exempt market product investments are generally not guaranteed and their values may change frequently and their past performance is no guarantee of future results. Some exempt products and insured segregated funds are guaranteed and their guarantees and the guarantors are fully disclosed prior to purchase.
The particulars contained herein were obtained from sources which we believe reliable but cannot be guaranteed so may be incomplete. The opinions expressed have not been approved by and are not necessarily those of any registered dealer or affiliate firm or financial organization.
This website is not deemed to be used as a solicitation in a jurisdiction where a licensed Representative is not registered..
