About Us
Why Us?
A Proven Approach
A Proven Approach
Our multiple award winning team and professional network are comprised of the most qualified and credentialed people available with different kinds of finance experience. But we all have this in common--a commitment to ethics and integrity. You can count on unbiased recommendations, vast experience honed by successful proven accomplishments and impartial guidance.
A Proven Approach
A Proven Approach
A Proven Approach
We start by clarifying our fee structure and explaining the different ways we can help. Then we analyze your goals and compare them to your current portfolio and tax and estate plan. Finally, we recommend an integrated financial and tax strategy designed to meet your risk tolerance and future planned goals.
Planning Futures
A Proven Approach
Planning Futures
"Since 1989, I have created tailored programs and portfolios to meet our many clients' long-term financial goals. Our mission is to listen to you to devise your tailored integrated financial and estate program and to monitor it to achieve continuously superior results with unbiased access to the full and complete range of brokered financial products available," - Richard Knowles
Richard Knowles, B.Sc., Snr. Associate and Financial Planner (Cert.)
Richard Knowles, B.Sc., Snr. Associate and Financial Planner (Cert.)
Richard Knowles, B.Sc., Snr. Associate and Financial Planner (Cert.)
- Award winning Financial Planner and Financial Advisor certified with the Financial Advisors Association of Canada and a qualified specialist in Canadian and global finance and wealth and risk management.
-Corporate and executive planning Insurance Specialist and Risk Underwriter, Level III
- Award winning Financial Planner and Financial Advisor certified with the Financial Advisors Association of Canada and a qualified specialist in Canadian and global finance and wealth and risk management.
-Corporate and executive planning Insurance Specialist and Risk Underwriter, Level III
- Exempt Market Products Licensed and expertise
- Former Bank Loan and Mortgage Representative
- Corporate group and employee benefits design
- Nationally recognized expert in national and syndicated news networks and investment and insurance professional magazines and journals.
- Former University Research Associate, Cellular Biotechnology and Genetics
Associates to the Firm
Richard Knowles, B.Sc., Snr. Associate and Financial Planner (Cert.)
Richard Knowles, B.Sc., Snr. Associate and Financial Planner (Cert.)
Our professional network chosen by Richard personally, assures our clients receive the best team and unbiased advice and access to the full spectrum of financial products and advisory services from Canada's and the world's most respected and esteemed wealth management, insurance, tax, estate settlement and legal services without preju
Our professional network chosen by Richard personally, assures our clients receive the best team and unbiased advice and access to the full spectrum of financial products and advisory services from Canada's and the world's most respected and esteemed wealth management, insurance, tax, estate settlement and legal services without prejudice.
- Customplan Financial Advisors Inc./ Equinox Financial Group Inc. since 1994
- Investia Financial Services Inc., Investment Dealer, since 2010
- National Bank Financial, Special Services Dept. since 1989
- Laurentian Bank of Canada/B2B Bank since 1990
- Canadian Western Bank and Trust since 2004
In addition, Richard's professional reputation and integrity maintains the highest industry respect to offer his clients unique independent access and status with National Bank, BMO, GIC Direct, QTrade, TD Bank, ScotiaBank, Royal Bank, Vancity Credit Union, HUB Financial and other globally respected financial institutions. The full exhaustive list is available upon request.
Client Programs
Richard Knowles, B.Sc., Snr. Associate and Financial Planner (Cert.)
Client Programs
- Wealth management utilizing Nobel Prize Winning and award winning portfolio management strategies.
- Risk Management using the most advanced and cost effective personal and corporate insurance plans
-Retirement planning (RRSPs, RRIFs,) TFSAs, FHSA (new!), RDSPs, and set up and administration of Individual Pension Plans (I.P.P.)
-Flat fe
- Wealth management utilizing Nobel Prize Winning and award winning portfolio management strategies.
- Risk Management using the most advanced and cost effective personal and corporate insurance plans
-Retirement planning (RRSPs, RRIFs,) TFSAs, FHSA (new!), RDSPs, and set up and administration of Individual Pension Plans (I.P.P.)
-Flat fee investment wrap accounts, mutual and segregated funds, Exchange Traded Funds (ETFs), mortgage investments and REITS (public and private), Exempt Product Market investments and Principle Protected Notes.
-Tax shelter investments, limited partnerships, stocks, bonds, fixed income investments and more are available under referral to our team's assigned broker.
- High Net Worth and executive compensation and risk management planning
-Investment lending programs, services and mortgages
- Group employee and individual life, disability, critical illness, long term care, extended health and dental insurance quotes, design and placement and Employer sponsored pension plans
Additional Information and Disclaimers
Mutual funds and/or Exchange Traded Funds (ETFs) and/or approved exempt market products are offered through Investia Financial Services Inc. and through regulatory approved referral arrangements with other registered financial organizations. Mutual funds, ETFs and exempt market products are sold exclusively by Representatives who are licensed by provincial regulators and registered with Investia Financial Services Inc. or through MFDA approved referral arrangements with registered financial organizations.
Commissions, trailing commissions, management fees and other expenses may be associated with mutual fund/ETFs/exempt market products, wrap accounts, segregated funds and insurance products. Please read the Fund Facts, offering memorandum or prospectus carefully before investing.
Mutual fund, ETF and exempt market product investments are generally not guaranteed and their values may change frequently and their past performance is no guarantee of future results. Some exempt products and insured segregated funds are guaranteed and their guarantees and the guarantors are fully disclosed prior to purchase.
The particulars contained herein were obtained from sources which we believe reliable but cannot be guaranteed so may be incomplete. The opinions expressed have not been approved by and are not necessarily those of Investia Financial Services Inc. or of Customplan Financial Advisors Inc. or of any other affiliate firm or financial organization.
This website is not deemed to be used as a solicitation in a jurisdiction where an Investia Financial Services Inc. or Customplan Financial Advisors Inc. licensed Representative is not registered. https://ia.ca/privacy-policy .
Insurance and Segregated Fund investment products are provided by Customplan Financial Advisors Inc.. and HUB Financial
